Personal finance
Monthly budget planner
Organize income, needs, debt, personal spending and savings in one summary.
Enter monthly amounts to see available cash and the share used by each group.
The 50/30/20 reference is flexible guidance, not a rule; adapt it to local living costs and your priorities.
Privacy by design
Your data is calculated locally and is not sent to a server.
Before using the result
What to keep in mind
- No information is sent or saved; calculation happens in your browser.
- If the balance is negative, review housing, debt and the largest recurring expenses first.
Notice: This tool provides an informational estimate. It is not legal, employment, accounting or financial advice and does not replace a determination by the relevant authority.